₹10 Note Life: The Silent Engine of India's Informal Economy

Mayank Singhal
1
🛠️ ₹10 is born in RBI's printing presses — not plastic, but cotton-soaked cloth. It's printed with care… Only to end up crushed in someone's blouse or autorickshaw dashboard.
2
🏦 It enters circulation through banks — but here's the twist: ATMs hate ₹10 notes. They jam machines, take too much space, and aren't "cost-effective." So guess where they go? Your local chai tapri.
3
🍵 From mandis to metro trains, this note is everywhere. Chai stalls, paan shops, school canteens. It flows where QR codes don't. Not flashy — but functional.
4
🔁 Vendors prefer ₹10 notes. Digital is great, but what if signal's gone? Or the uncle doesn't know how to "scan"? ₹10 is instant. Tangible. Trustable. It makes small biz run without any app update.
5
📉 Everyone talks about UPI. But ₹10 cash demand is RISING. India is short by 500+ crore notes. Even RBI brought back ₹10 coins — people still don't like them. They want the note. Not the metal.
6
🖊️ ₹10 isn't just money. It's a notepad. A bookmark. A message board. People scribble grocery lists, phone numbers, even mantras on it. No other object carries such casual intimacy.
7
♻️ After 3–5 years, the note dies. Banks sort them. RBI shreds them. No recycling. Just quiet disappearance. No one thanks it. But for years, it held India's informal economy together.
8
💥 In the battle between code and cash, ₹10 survives not because it's smart — But because it's understood. It's not "legacy." It's infrastructure. A living, breathing node in India's daily trade.